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About Mike Torrey, CFP, AIF, CEPA, QPFC

Thanks for Visiting!

I am truly passionate about helping others on the path to achieving financial independence and being 
able to live their lives on their own terms.  I have been in business for over 25 years and have witnessed 
time and again, the results that well organized planning can bring to individuals and families who take 
action and do not leave their retirement security to chance.  However, today, there are many 
uncertainties surrounding, the solvency of Social Security, future tax rates, and the likelihood for many of 
outliving their money.  This is why I feel that Defined Benefit Life can be a “missing piece”, that can bring 
more certainty to retirement income planning. 

My Story

I was born in La Jolla, CA, and grew up in a military family, as my father was a career officer in the U.S. Marine Corps. We moved many times in my childhood, as I was fortunate enough to live on both coasts as well as the Central Midwest and New England. I graduated from the University of Kansas in 1989, receiving a B.A. in Personnel Administration and a commission as a 2nd Lt in the U.S. Marine Corps. Leaving active duty atter 5 years, I transferred to the reserves, relocating to the Washington D.C. area, and entering into the insurance business, specializing in the small business market. Building upon my experience and commitment to providing comprehensive planning, I became a CERTIFIED FINANCIAL PLANNER™ professional in 2012. Continuing my reserve service concurrently, I deployed to Afghanistan in 2011 and retired from the Joint Staff in 2019. My wife, Denise, and I were married in 1998, and are the proud parents of one son, who is a rising senior in college, majoring in Business Administration.

Contact Mike

TNT Financial Services, LLC

10911 Clara Barton Court

Fairfax, Virginia 22032

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Phone: 571-281-7267 / 888-478-7840

Securities offered through Arkadios Capital. Member FINRA/SIPC. Advisory services offered through Arkadios Wealth. TNT Financial Services, LLC and Arkadios are not affiliated through any ownership.

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Please note: We are unable to accept trade requests via email.  If you wish to place a trade, please call us at (571)281-7267.  If you require immediate assistance, please call Michael Torrey, CFP® at (571 )281-7267 or Arkadios Capital/Arkadios Wealth directly at (404) 445-0035.

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Notice: This e-mail message and any attachments to this e-mail message may contain confidential and proprietary information that may be legally privileged. If you are not the intended recipient, you must not review, retransmit, convert to hard copy, and/or use or disseminate this e-mail or any attachments to it.  Any views or opinions expressed in this e-mail are those of the sender and do not necessarily express those of TNT Financial Services, LLC.  If you have received this e-mail in error, please immediately notify us by return e-mail or by telephone at (888)772-6501 and delete this message.  Please note that if this e-mail message contains a forwarded message or is a reply to a prior message, TNT Financial Services, LLC may not have produced some or all of the contents of this message or any attachments.  This notice is automatically appended to each e-mail message leaving TNT Financial Services, LLC.​

(C)Copyright 2024 Wealth2k, Inc. All rights reserved. Defined Benefit Life is a trademark of Wealth2k, Inc.

Michael Torrey and Wealth2k, Inc are not affiliated.

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